The holiday season is here which means lots of events, shopping, dinners and parties! With all of that comes a lot of spending! Try to stick to a budget this holiday season with these 8 tips.
1 – Make a list and stick to it! Decide who you need to buy for and be strict with adding anyone else.
2 – Skip the impulse purchases! Stores put a lot of fun goodies right near the register for a reason. Skip checking out the impulse section this year and head right to the register instead.
3 – Buy online when you can. This helps because you can compare prices, find online promo codes and many stores offer free shipping this time of year.
4 – If you’re hosting a party or dinner, ask your guests to bring things! Don’t put the burden on yourself to purchase and supply the whole meal. Create a menu and give everyone something they are in charge of to supply.
5 – Use cash if you’re able. Try not to pull out the credit card to avoid any holiday debt.
6 – Rather than buy for everyone in the family, do a secret Santa instead. That way you can only buy for one special person instead of several.
7 – Avoid getting tempted by sales. If you are done shopping be done. Don’t buy something just because it’s now on sale.
We hope these tips are helpful and that everyone finds time to relax and enjoy the holiday season this year!