The holiday season is here which means lots of events, shopping, dinners and parties! With all of that comes a lot of spending! Try to stick to a budget this holiday season with these 8 tips.
1 – Make a list and stick to it! Decide who you need to buy for and be strict with adding anyone else.
2 – Skip the impulse purchases! Stores put a lot of fun goodies right near the register for a reason. Skip checking out the impulse section this year and head right to the register instead.
3 – Buy online when you can. This helps because you can compare prices, find online promo codes and many stores offer free shipping this time of year.
4 – If you’re hosting a party or dinner, ask your guests to bring things! Don’t put the burden on yourself to purchase and supply the whole meal. Create a menu and give everyone something they are in charge of to supply.
5 – Use cash if you’re able. Try not to pull out the credit card to avoid any holiday debt.
6 – Rather than buy for everyone in the family, do a secret Santa instead. That way you can only buy for one special person instead of several.
7 – Avoid getting tempted by sales. If you are done shopping be done. Don’t buy something just because it’s now on sale.
We hope these tips are helpful and that everyone finds time to relax and enjoy the holiday season this year!
We’re about two weeks away from the big day! If you’re hosting this year you’re probably getting your final headcount, making a menu and cleaning for visitors. Hosting a holiday can certainly be expensive but here are ten ways you can save this year.
1 – Ask your guests to bring something. Don’t try and do it all yourself. If you supply the turkey then ask your guests to bring the sides and dessert. This will save you both time and money.
2 – Want a fancy table? Head to your local Dollar Store for some decor. You can find cloth napkins, greenery, LED candles and more that will help your table look beautiful on a budget.
3 – Limit your drink menu. Don’t try to personalize your bar menu by having something specific for each person on your list. Instead stick to two beverage options and water.
4 – Wait for local deals before buying your turkey. A lot of grocery stores will have sales on turkeys before the big day. Check out your local paper for inserts that announce the sales.
5 – Having guests stay over for the weekend? Don’t go crazy trying to prepare a fancy guestroom. Add some travel toiletries in a basket in your bathroom. This will let your guests feel welcome and right at home.
With July 4th right around the corner, we’re officially in “summer barbecue season!” Don’t break the bank by hosting an outdoor party with your friends this year. Follow these great, money-saving tips to have fun and stick to your budget.
- Don’t offer too many different meat options. Stick with two choices for your guests instead of spending the money of several different grilled choices.
- Make a punch or signature drink and put it in a punch bowl or large drink container. That way you aren’t buying ingredients to make all different types of summer cocktails.
- Make enough food but not TOO much food. Ask guests to RSVP so you know how much food to prepare without overspending.
- Don’t be afraid to ask guests to bring something. If someone offers to bring an appetizer or dessert let them!
- Use a beverage stand and fill it with ice water for your guests. This is a cheaper option than offering bottled water.
- Borrow items from your friends. Don’t purchase any extra coolers or chairs for the party when your friends can bring theirs along.